Revolut valuation reaches 115 billion dollars as US bank launch nears

British fintech giant Revolut has completed a secondary share sale that values the company at 115 billion dollars, marking a 53 percent increase from its valuation a year ago. This milestone highlights the rapid financial growth and scaling of the platform as it prepares for major new market expansions.

• The share sale was led by prominent investors such as Glade Brook, Coatue, and T. Rowe Price, though it brought no fresh capital into the company.
• Revolut serves over 80 million retail customers across 40-plus countries and aims to launch its U.S. bank in the first half of 2027.
• The company achieved profitability with profit margins of 38 percent on revenue of $6 billion in 2025, while its business banking division continues to surge.

Investment background and global expansion

Founded in 2015 by Nik Storonsky and Vlad Yatsenko, Revolut has evolved from a simple money-transfer app into a comprehensive global financial platform. Investors including Glade Brook Capital Partners, Coatue, Durable Capital Partners, and Baillie Gifford participated in the latest share sale. Although the transaction did not inject new funds into the company, it successfully established a massive new valuation of $115 billion.

The London-based firm has aggressively expanded its international footprint. Over the past year, Revolut has established banking operations in the U.K., Mexico, Australia, and New Zealand, alongside securing banking licenses in France, Colombia, and Argentina. Furthermore, the company received conditional approval from the U.S. Office of the Comptroller of the Currency to establish a national bank slated for launch in early 2027.

Growth of the Revolut Business division

While consumer services remain a core focus, the business banking division launched in 2017 has become an exceptionally lucrative venture. According to James Gibson, head of Revolut Business, the division accounts for roughly 20 percent of the company's gross profit. The segment processes over £36 billion in monthly transactions and holds more than £18 billion in customer deposits.

Revolut Business currently operates across Europe, the UK, Singapore, Australia, New Zealand, and the U.S., serving over 800,000 businesses with a goal of reaching one million by 2027. The company also plans to introduce business banking services to emerging markets such as Mexico, Brazil, and India, demonstrating its ongoing commitment to global enterprise solutions.

IPO outlook and strategic implications

The dramatic rise in Revolut's valuation arrives as leadership weighs a potential public stock listing. CEO Nik Storonsky has evaluated a dual listing in New York and London, favoring a primary U.S. listing, though an IPO carrying a potential $200 billion valuation would occur no earlier than 2028 based on market conditions.

For the broader tech and financial ecosystem, Revolut's trajectory sets a powerful benchmark for modern digital banking. Its ability to scale profitably across multiple highly regulated jurisdictions offers valuable insights for fintech founders and developers looking to build borderless financial applications.